Ruoyu Loughry, a CPA, holds MS in Taxation, MBA in Finance, and BA Accounting, plus 30 years experience with numbers. She is a CPA firm owner, helping people improve profitability in business, reduce tax liability and increase personal wealth. She is a public speaker, teaches QuickBooks, QBO, business accounting and tax, and financial literacy courses. Ruoyu started using QuickBooks in 1996, helping a client to set up accounting, enter transactions, and prepare financial statements. She has used QuickBooks almost every year from 1996 to the 2020 QuickBooks Premier and QuickBooks Enterprise version. She currently has clients using both desktop and online versions. She is a QBO Certified ProAdvisor.